Lutheran Church Extension Fund

Parents, Grandpa & Grandmas and young people

Get your children’s and grandchildren’s savings accounts started at the highest interest rate available in the Lutheran Church Extension Fund(LCEF).

A Y. I. Stewardship Account is available to young investors at higher than average interest rate for the first $1000.  Check out other savings options in the Narthex for the latest interest rates.  Contact Paul Groneberg (320-760-7941) for more details.

What is LCEF? What makes LCEF unique?

Welcome to Lutheran Church Extension Fund (LCEF)! We’re glad you want to learn more about us. While there are lots of details to share, the basics of LCEF are actually very simple.

How it all began:

The concept of “church extension” began back in 1902 when members of several congregations raised $400 to start a new congregation in a neighboring community. This sharing of God’s blessings and investing to expand Lutherans’ ability to share the Gospel continues now through LCEF.

Why do we exist?

We exist for the sole purpose of empowering ministries in Kingdom work. Our goal each day is to identify opportunities to share our resources in order to expand God’s kingdom. We want more people to hear and believe, be baptized and grow in the Word and join together in God’s saving grace and the gift of eternal life.

Who do we serve?

We are an organization that serves our Lutheran Church—Missouri Synod (LCMS) partners in the United States and around the world who are passionate about ministry.

What do we do & how do we do it?

LCEF is a financial organization that empowers ministry. Through the dollars invested by more than 50,000 individuals, congregations, schools, organizations and businesses, LCEF assists ministries with customized loans and ministry support services that help leaders respond to growth and community needs. LCEF also offers loans to rostered church workers—those dedicated servants who are on the front lines of ministry.

With our dedicated staff in the national office in St. Louis, joined by the talented employees in LCMS District offices and volunteers in our congregations and schools, LCEF empowers ministry through a total asset portfolio of $1.7 billion. Celebrating more than 35 years as “Lutheran Church Extension Fund,” we are thankful for the blessings God has given us as we seek to serve Him.